Taking a Stand for Our Future

Social Security Advocacy

My level of worry about retirement financing is high.

I left a job of 20 years voluntarily in 2014, ready to “find my bliss.” Within three weeks my father-in-law moved in with us due to his health issues and bliss-finding was put aside. As we adjusted to a new normal of being a one-income family, I chipped away at my 403B until there was very little left.

I am responsible in many ways for the conditions that led to my elevated worry level, but it “is what it is” and I now have to plan for the future. If this chart is reliable, I can expect to live to be 80.8 years old. That’s approximately 30 more years in which I have to find resources to live on.

How Will Social Security Factor In?

I have been working since I was 16 (shout out to Spires IGA, my first official job), and I have been dutifully paying into Social Security ever since. Currently, 9.3 million of my fellow Floridians are paying into Social Security too.

Here in Florida:

The average benefit check is approximately $1,240 per month.

Of those receiving benefits, 27.2% rely on Social Security for 90% or more of their household income and 51.6% rely on it for 50% or more of their income.

While my spouse has State of Florida retirement, I will probably outlive him (he is six years older than me) and need the reassurance that in addition to any residual benefit I get from his retirement, Social Security will still be there for me. Any reduction, especially the 25% reduction that could become a reality unless our Senators and Representatives act, is a problem. Details below:

Social Security Advocacy

It’s Not Just About Me

Florida is home to more than 4,114,745 Social Security beneficiaries.

$56 billion comes in to Florida each year for Social Security payments.

Every $1 received generates $2.10 of economic output.

A strong Social Security program benefits the Florida economy as a whole. 

Social Security Is Not Prepared for the 21st Century

If our Presidential candidates, Senators, and Representatives do not act, Social Security faces a nearly 25% benefit cut in 2034, as I mentioned above (a bit more detail below also).

Social security needs to be updated for the 21st Century.

AARP’s Take A Stand

AARP has launched Take A Stand, a national campaign to press the presidential candidates to lead on Social Security and give voters real answers about how they’ll keep it strong for future generations. If our leaders don’t act, future retirees could face an automatic benefit cut of nearly 25 percent every year, after 2034 (source: The 2016 Social Security Trustees Report).

If a 25 percent cut went into effect today, it would reduce seniors’ income, push more Floridians into poverty, and reduce money available for basic needs like food, healthcare and utilities.

The Best Places To Do Your Research

Take a Stand, which is nonprofit and nonpartisan, is working hard to help us get educated about each candidate’s position on Social Security.

At the Take a Stand Site you can:

  • Research each presidential candidate’s Social Security-related platform
  • Explore the Congressional Action Chart
  • Watch video clips of candidates addressing Social Security Issues

You can follow Take a Stand on Facebook here and on Twitter here.

We don’t want to be left hanging; it’s up to us to elect the candidates who will advocate to keep Social Security strong, for us and for future generations.

Social Security Advocacy

A Series for Women Like Me: The Other F Word

Midlife Women

This post is sponsored by “The Other F Word.” All opinions are my own.

It’s official. I have now watched my first Amazon Streaming series. It’s a running joke among my friends, and documented in my Spin Sucks inquisition, that I am a streaming video late adopter. Very late. But there’s hope, and in this case hope begins with an “F word.”

The Other F Word

I was recently introduced to The Other F Word, a comedic coming-of-age series about four women friends who deal with the highs and lows of mid-life as they reinvent themselves now that their kids are grown. In this case, the other F word(s) are “Forty” and “Fifty.”

Midlife Isn’t What I Thought It Would Be

One sentiment throughout this series is one I keep thinking about as I forge ahead into my 50s: this isn’t exactly what I thought life would be at this point. Not that I’m not grateful, but reality has a way of throwing curveballs at you. The women of The Other F Word get their own curveballs, including:

  • A husband who dies at his wife’s skydiving 50th birthday party
  • A husband who says “you may need to get a REAL job now, and I don’t mean Pampered Chef”
  • A husband who suddenly decides to leave his job (and his country) to do Peace Corps-type work abroad for a year

This Series is Relatable

The entertainment industry’s track record on diversity has not been stellar (click here for an example about lack of diversity in television). Creator Caytha Jentis started down the path to bringing The Other F Word to life when she asked, “why are there no tv shows about us?” She’s right! (Hear more from Caytha in this Writer/Director statement.)

I love how the character Amy has actual laugh lines on her face. As a fellow midlifer, I see beauty in those laugh lines, not lack of attractiveness. She’s like me: imperfect but trying to figure life out.

I love how the characters’ children act like the college-age children I know. They love sentimental actions (like Amy cooking her special chicken parm for her son and his roommate). They ask for money. They have jobs we don’t understand (social solutionist anyone?). The version of their relationship truth they tell about their love lives is, um, “sanitized” for parental ears.

I’m not sure the college age children would have a clue what goes on with mom (and dad) when the chicken parm congeals and the “bills” to pay the rent that came to fast are spent. Watch Episode 8 where Amy, Orly, Trish, and Diane play “never have I ever” and you’ll see what I mean!

The Other F Word Trailer from The Other F Word on Vimeo.

This series is real …. about the emotions we feel and the consequences we face in our forties and fifties. Marry your college boyfriend and stay home with the kids? Your monogamous faithfulness and dedication may leave you lonely and unprepared for the request “well show me your CV if you need help finding a job.” Choose to get involved with a much-younger man in a relationship “with a shelf life” and you may find yourself without a suitable “plus one” at a theatre industry function. These women laugh, drink, nurture, write, create, earn, cry, take risks, have sex, and through it all manage to face their fears and have fun.

Find The Other F Word For Yourself!

You can watch all eight episodes on Amazon by clicking this link.

Visit the website of The Other F Word by clicking here:

Find The Other F Word on Facebook here.

Tweet With The Other F Word’s team on Twitter here.

What Is YOUR Midlife F Word?

Forties.

Fifties.

Is there an “F” word you would associate with your life currently?

This series combines “fun” and “fear” (as in, overcoming it), “friendship,” and “fur” (there’s a dog, Max …. he’s really cute and plays a pivotal role!).

For me, the “F” word of my fifties may in fact be “fragmented” – as a wife, mom, friend, worker, volunteer, and caregiver for my father in law, it rarely feels like I have it all together. Thanks, The Other F Word, for four new relatable friends!

Midlife Women

Trish is mirroring her daughter’s coursework to “help” her. My kids don’t need to get any ideas from this!